Sorry for the title...it's been a bad day.
Just before noon, I was getting ready to leave my house when the phone rang. Unknown number. I never answer those calls, but I figured that we're waiting for a phone call, so I might as well get it.
"Can I speak to Kari (insert my maiden name)"
"She's not here right now"
"This is such-and-such bank, and we need to talk to her. could you have her call us."
"Well this is her, but that's my maiden name"
"Kari, we received a credit card application today and since you have your mortgage through us, we're pretty sure it's not you."
Son of a bitch, my identity has been stolen. This person put my first and maiden name, an address and employer in Los Angeles, and MY SOCIAL SECURITY AND BIRTHDATE.
The only reason this was caught so soon is because the bank has my mortgage and could verify it wasn't me. If it had been any other bank, I could be screwed. I had to call the police to report it and get a fraud check on my credit report. For the next 7 years, any time credit is applied for, they have to call me.
Whoopee.
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5 comments:
Ugh. That sucks royally.
I checked my credit reports after I read your post last night.
I hate shit like that. I'm glad your bank caught it quickly.
Yes, Dave told me about this when it happened. I was and am very sorry to hear about it. But of course, you just count your blessings that it wasn't worse, and learn from the experience. And then you take great comfort in the knowledge that your close call is going to be a wake-up call to your family and friends that "it can happen to me!"
Isn't that comforting?
That freaking sucks. Have you had success in taking care of it?
Holy wow! That is such a blessing that it was your own bank. I wonder if anything would ever happen to the person who tried to "Be" you. Low life losers that can't get their own lives together that they have to screw with others. But again, so lucky that it wasn't completely stolen.
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